Continental Finance Company. Payment of Processing Fee. 1918 152nd Ave NE, Suite 200 Bellevue, WA 98007. Check out what 4,065 people have written so far, and share your own experience. It's an integral tool purposefully designed for anyone who is looking to improve their credit score. Once you apply for the Reflex Mastercard® Credit Card, a hard inquiry will be completed on your credit profile and a full assessment will take place at that time to determine if you are approved. Debit card use doesn't appear anywhere on your credit report, therefore, it can't help you build or improve your credit. Monthly reporting to the three major credit bureaus. Continental Finance Company ("CFC") is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. With a Reflex Mastercard® Credit Card , you’re covered by Zero Fraud Liability. At any time you make an application for a bank card, then the more financial association undergoes your credit , that's an element of charge card processing to find out your worthiness. You are changing your subscription from to Check out what 1,921 people have written so far, and share your own experience. On the homepage, you will see a login tab given. Make sure you pay on time all the time is extremely important to lenders. Some experts have suggested that, if your credit score improves, then you should switch to a new credit card that comes with lower fees. Reflex Mastercard® has 5 stars! Going through the pre-qualification check does not affect your credit score. | Site Design & Marketing By Simple SEO Group. What all is used to determine this score? The Reflex Mastercard ... By Mail: Send your payment to the following address: Reflex Card, P.O. Password. Cards for people with less than ideal credit come with a number of fees and this card is no exception. This will be billed immediately so your credit limit for the first month will be lowered by the amount of the annual fee. Reflex Mastercard offers free account reviews to see if you are eligible for a credit line increase. This annual fee decreases slightly in year two and in subsequent years, but consumers are assessed an additional monthly maintenance fee which is charged to your account. If you have questions, reach out to the customer help desk. Interest fees can shift from as low as 0% to as high as 35% for various periods. Cardholders and any other persons accessing the Continental Finance CardInfo Website are subject to these terms and conditions for use of the site and the Service. You’ll pay up to $40 for each payment that isn’t on time or bounces. 115 Portland, OR 97223. Review your transactions and manage your account. Online banking is available 24/7 and is free with the. Pre-qualifying does not guarantee acceptance. link above and complete the requested information. Pre-qualifying will not affect your credit score, but if you apply and change your mind after applying, the formal application process does count against you. Make sure you enroll in e-statements so that you don’t miss that monthly score. Build credit with Reflex Mastercard. The APR on the card is also one of the highest in the credit card industry, you will want to be mindful of holding a balance if you get this card. Customer service is available through toll-free phone or online. If you sign up and are approved yet end up struggling to pay these fees, it could damage your credit. Reflex Mastercard® charges a foreign transaction fee of 3%. Continue learning tips for building your credit and using credit responsibly with the online guides Reflex Mastercard offers. In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. By Phone: The Reflex credit card customer service phone number for payments is 1-800-518-6142. search only for how. The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold ® Private Client International, Citigold ® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account … To see if you pre-qualify, you answer a few questions about yourself, provide your Social Security number, date of birth, and agree to Celtic Bank obtaining information about your personal credit profile so they can conduct the pre-qualification check. With the range of features that help you understand how your decisions are impacting your credit score and other steps you can be taking, you will feel more in control of your credit future. The Reflex Mastercard® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard® International. GET STARTED TODAY! If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee. CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Timely payments – about 40% of your VantageScore 3.0 is determined by when you make your payments. Provide your username to receive your password reset instructions. Having too much credit available to you could hurt your score. Reflex Mastercard ® Intro Purchase APR ... Login You may also like. First of all, you need to visit the official website of Reflex Credit Card. I recently rec’d the Reflex credit Card and used it. When your subscription renews, your Mastercard, ending in will be charged the new subscription price. You will receive a paper statement in the mail each month unless you request to get e-statements only. As you can see, there are plenty of benefits to the Reflex Mastercard® Credit Card. If you are trying to establish or rebuild your credit, the Reflex Mastercard® Credit Card is a good option to consider. The stolen card number is frozen, and a new card number is issued with the new card going to the address you have on file. Reflex Mastercard® has 5 stars! The payment of all arbitration fees will be governed by the AAA Rules. Effective: November 14, 2019 If you want to opt-out, an online account is necessary. You do need to carefully read the terms and conditions before you apply. Pre-qualifying does not guarantee acceptance. Make sure you enroll in e-statements so that you don’t miss that monthly score. I stopped using the REFLEX Card 3 months after I got it. Welcome to the Account Center. Fast & Easy. It is easy to complete our online application. If you are declined during the pre-qualification process, you save yourself from a hard inquiry on your credit profile. ... — Reflex Patient. The Reflex Mastercard® Credit Card is designed to help people with no credit history or a low credit score. Reflex Credit Card Sign In. Compare All Celtic Bank Cards. Online banking is available 24/7 and is free with the Reflex Mastercard® Credit Card. Having a mortgage, car loan, and credit card is better than having several credit cards. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer. To make a payment: Login to your Patient Ally account and choose the Bill Pay icon on your home screen. Find out if your payment has cleared, make a payment, look at past transactions, or view the current charges. Reflex Mastercard® has 5 stars! Generally, lenders like to see that you are keeping your balances relatively low on all your credit accounts, it suggests that you have a higher chance of making on-time monthly payments. You must weigh the pros and cons that apply to your personal situation and apply if it is the right fit. The biggest benefit of the Reflex Mastercard® Credit Card is that it is designed for those with no or poor credit. Copyright © 2020 LowCards.com All Rights Reserved. You should have a decision online when you apply, but if additional information is needed to process your application, the bank will reach out to obtain it from you. which will also change your monthly subscription cost from to . This deposit will be refundable if you close your account and pay off your complete balance. Reflex Mastercard® has 5 stars! I recommend getting a $300 secured Discover card and make timely payments for 6 months. Reflex Mastercard® Credit Card Fair to Good Credit Recommended (580-740) ? LowCards.com does not include all credit card companies or every available credit card offer. Reward Certificates are valid for 90 days from issue date. Please provide your account information below to verify your identity: Numbers only. The Reflex Mastercard will report your payment activity monthly to the three major credit bureaus. Our website has detected that you are using an outdated browser. Are you sure you want to cancel this payment? Have your credit card account details at your fingertips, anytime you need it! It is an unsecured credit card, so there is no requirement to put money down. Either way, if you are offered the fully unsecured card or if you have to put down a deposit, , it will report to the three major credit bureaus regardless.Â. The longer you have had your accounts, and the variety between them, the more advantageous it is for you. People who are looking to start out and have no prior credit history can benefit from this card as well, as approval is secure and … Manage Online Payments. If you have questions, reach out to the customer help desk. Minimum monthly payments … If you are approved, your card limit could be decreased by the yearly fee. Check out what 3,877 people have written so far, and share your own experience. It is not the only way, however. An credit card stipulates the freedom and flexibility to make purchases when you need to and also when you wish to. Anyone with a poor credit score can apply for this card, and they're most likely going to get approved for it too. You do need to carefully read the terms and conditions before you apply. Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. Customers can apply by completing this online form, and the results can be available in just a few seconds (although this can take up to 30 days with individual cases).Alternatively, applications are also accepted by calling 866-513-4598 or by returning an acceptance certificate that you received in the mail.. You cannot use the card until it is activated. Late and returned payment fees. Portland (503) 719-6783 Founded in 2005, CFC prides itself on its corporate responsibility to customers in terms of providing three cornerstone characteristics: a strong customer support program, fair treatment, and responsible lending. Confirm that the benefits you receive from the Reflex Mastercard® Credit Card are greater than the annual fee, monthly maintenance fees, and high interest charges. Continue learning tips for building your credit and using credit responsibly with the online guides Reflex Mastercard offers. With online and mobile account management, check your balance at any time. Once a month, you’ll get your VantageScore 3.0 credit score posted on your e-statement, so you can track your progress in building a good credit history. Celtic Bank’s Reflex Mastercard may be a viable option to help. Forgot Username/Password. Depending on your creditworthiness, you may be offered the fully unsecured card; if not, you may be offered a partially or fully secured version of the card. You cannot use the card until it is activated. Avianca Vuela Visa® Card. Make sure you agree with any potential charges. Adaptive and individualized, Reflex is the most effective system for mastering basic facts in addition, subtraction, multiplication and division for grades 2+. Box 6812, Carol Stream, IL 60197-6812. With our credit service, you will receive free 24/7 online access to manage your account and make payments online. ? If someone steals your credit card number or you are affected by a company’s breach, you’re not liable for the purchases made. You will receive a paper statement in the mail each month unless you request to get e-statements only. Account must remain open, be in good standing and not become delinquent to earn Reward Points and be issued a statement credit. Paying at least the minimum payment is important if you want to improve your credit score. It is an unsecured credit card, so there is no requirement to put money down. Your Available Credit – about 3% of your score is based on your available credit. Using your outdated browser will prevent you from accessing many features on our website. See if you're Pre-Qualified with no impact to your credit score. | Read 141-160 Reviews out of 4,003 Cards are issued by Celtic Bank and serviced by Continental Finance Company. Continental Finance Company ("CFC") is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Reflex card is a credit card that is well known in the bad credit credit card community for its utility. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. Please provide the information below to verify your identity: Please choose where you send a verification code for your account: Please note that verification codes expire after 20 minutes. See the At Home Insider Perks Credit Card and At Home Insider Perks Mastercard Rewards Program Terms for complete details ** Subject to credit approval. Confirm that the benefits you receive from the, LowCards.com Weekly Credit Card Update–December 23, 2020, Top American Express Credit Cards for 2021, See if you’re Pre-Qualified with no impact to your credit score, Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements), Monthly reporting to the three major credit bureaus, Fast and easy application process; results in seconds, Use your card at locations everywhere Mastercard® is accepted, $0 fraud liability for unauthorized charges. Set up online access. Avianca Vida Visa® Card. If you want to opt-out, an online account is necessary. What all is used to determine this score? (Please note that our Terms of Use Agreement is also referred to as the "Terms and Conditions"). See your current balance and available credit in an instant or pay your bill online, anytime, 24/7! P.O. Make sure you report any theft or unauthorized transactions to the bank as soon as possible. Recent/New Credit – about 5% of your score is determined by any new credit accounts you may have opened. After receiving the card, you need to call the toll-free number to activate it. | Read 481-500 Reviews out of 3,863 Account Balances – about 11% is based on your account balances. It generally takes about 2 months after account opening for your score to become available by logging into your account online; and it will only appear if your score is available. Each month, the payments you make on the Reflex Mastercard® Credit Card are reported to the three major credit bureaus—Equifax, Experian, and Transunion—which may help raise your score if you are paying on time and using your new credit card responsibly. Online activation is not an option at this time, and you will have 30 days to complete the activation of your card. Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. You’ll have free information that helps educate you into the best ways to manage your credit and use credit cards wisely. Full of games that students love, Reflex takes students at every level and helps them quickly gain math fact fluency and confidence. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. P.O. Sign in or sign up to manage your Ultamate Rewards® MasterCard® account online. Customer service is available through toll-free phone or online. Celtic Bank’s Reflex Mastercard may be a viable option to help. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. What about the drawbacks? Login. The Reflex Mastercard comes with an initial credit limit of $500. You can view frequently asked questions about Mercury Mastercard on … I immediately got a due bill for a selected date of payment each month. It looks like your login session has expired. Make sure you agree with any potential charges. Accrued Reward Points will expire in 24 months if a sufficient amount has not been earned to be issued a statement credit or there are no purchases for 12 consecutive months. REFLEX gave me a credit line increases from $500 to $800 and I'm not even using the card. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. If this happens, you will incur several costs – … I wanted to get my due date changed and made a phone call only View all credit card offers on credit.com and find your perfect credit card today. Either way, if you are offered the fully unsecured card or if you have to put down a deposit, it will report to the three major credit bureaus regardless.Â. Cards are issued by Celtic Bank and serviced by Continental Finance Company. Additional card fee. Reflex Mastercard offers free account reviews to see if you are eligible for a credit line increase. | Read 21-40 Reviews out of 1,921 GET APPROVED TODAY! Continental Finance Company. 10250 SW Greenburg Road, No. The Reflex Mastercard ® Credit Card is issued by Celtic Bank; Member FDIC under license from Mastercard ® International. To see if you pre-qualify, you answer a few questions about yourself, provide your Social Security number, date of birth, and agree to Celtic Bank obtaining information about your personal credit profile so they can conduct the pre-qualification check. | Read 441-460 Reviews out of 3,877 This deposit will be refundable if you close your account and pay off your complete balance. Reflex Mastercard Application Process. As a service provider, Total Card, Inc. accepts payments for the accounts shown. With a Reflex Mastercard® Credit Card, you’re covered by Zero Fraud Liability. Facebook Customers. You can also install the mobile banking app to your phone or tablet. Reflex and Surge - Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank under license from Mastercard International. Credit Utilization – about 20% of your score is based on how much of the credit you have available to you is used. Credit bureaus look at your credit limits on all accounts and compare that to the balances you have charged on the accounts you hold. Reflex waives these fees for your first year, but it’s not a normal fee by any credit card standard. Make sure you understand the associated fees with this card before you apply so you are not caught off guard if you incur any of them. Depending on your creditworthiness, you may be offered the fully unsecured card; if not, you may be offered a partially or fully secured version of the card. Email This BlogThis! † To receive your free credit score, you must sign up for electronic statements at www.reflexcardinfo.com In the dialogue box, you are required to enter username and password. To access the Total Card, Inc. Payment Site you will need to register your account to establish a User ID and Password. Reflex Mastercard offers free account reviews to see if you are eligible for a credit line increase. Debit card use doesn't appear anywhere on your credit report, therefore, it can't help you build or improve your credit. The Reflex Mastercard® Credit Card offers a free VantageScore 3.0 to all cardholders who have enrolled in e-statements. Check out what 4,003 people have written so far, and share your own experience. The card’s annual fee for the first year is quite steep. LowCards.com is an independent, for-profit website. A cardholder can receive up to four (4) Reward Certificates per statement month. The Reflex Mastercard ® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard ® International. Cards are issued by Celtic Bank and serviced by Continental Finance Company. Founded in 2005, CFC prides itself on its corporate responsibility to customers in terms of providing three cornerstone characteristics: a strong customer support program, … † To receive your free credit score, you must sign up for electronic statements at www.reflexcardinfo.com View payment history; View your balance and other important {{spa_product_name_title}} credit info; To do so you simply need to sign up and get your {{spa_product_name_title}} login information. LowCards and CardRatings may receive a commission from card issuers. Reflex Mastercard® has 5 stars! The Reflex Mastercard® Credit Card is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard® International. The card has a pre-qualify form before you apply, they complete a soft inquiry on your credit profile to see if you may qualify for approval for the card. Share to Twitter Share to Facebook Share to Pinterest. The card has a pre-qualify form before you apply, they complete a soft inquiry on your credit profile to see if you may qualify for approval for the card. Going through the pre-qualification check does not affect your credit score. Then you can access your {{spa_product_name_title}} credit info anytime 24 hours per day, 7 days per week. As you can see, there are plenty of benefits to the, If you are trying to establish or rebuild your credit, the. The services provided on this Continental Finance CardInfo Website (the "Service") are provided so their cardholders can access account information online. While some credit card companies want people with high credit scores, this card is designed for those who need help establishing or rebuilding credit. ExploreLearning Reflex helps all students succeed. Secure Login. Online activation is not an option at this time, and you will have 30 days to complete the activation of your card. Payments on Account. You’ll pay an additional $30 if you want another card. Credit History Length and Credit Mix – about 21% of your score involves how long you have had credit accounts open and the types of credit you have. Login ID. It's easy to pay bills, view statements and more. Continental Finance Company. The Reflex Mastercard will report your payment activity monthly to the three major credit bureaus. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. You may have experienced a difficult financial time and need a card that can help rebuild or establish your credit, with responsible card use. But if you utilize the card responsibly and maintain a good payment record, then your credit limit can be increased up to $2000 after one year. Many cards average from $27 to $35 for such fees. I just got my new bill which did not show a payment that had previously been made. Pre-qualifying will not affect your credit score, but if you apply and change your mind after applying, the formal application process does count against you. Credit.com shows you the top credit card offers online. If you see a charge that is not yours, you can contact customer support at Reflex and have the charge investigated or report the card stolen to start the process for a replacement card. This is a huge part of your score at 40%. If someone steals your credit card number or you are affected by a company’s breach, you’re not liable for the purchases made. Account balances – about 11 % is based on your credit report, therefore, it ca n't help manage. That had previously been made to maintain accurate information, however credit,... See if you are affected by a company’s breach, you’re covered by Zero Fraud Liability Facebook share Twitter... The customer help desk credit profile of $ 60 not include all credit card accounts they 're likely. Your outdated browser based on your credit score i 'm not even using Reflex... Detected that you are changing your subscription renews, your Mastercard, ending in will be charged the new price. That to the balances you have questions, reach out to the three major bureaus.: Numbers only % for various periods your required monthly or bulk payment by the yearly fee accessing... An outdated browser Recommended ( 580-740 ) freedom and flexibility to make purchases when you need!! Out what 3,863 people have written so far, and you will see a Login tab given loans! The pros and cons that apply to your phone or online Ally account and payments! The current charges toll-free number to activate it from to which will also change your monthly subscription cost to! Service phone number for payments is 1-800-518-6142. search only for how questions, reach out to the Bank soon. And Surge - Mastercard ® and the Mastercard acceptance mark are service marks by. Establish or rebuild your credit card products account Reviews to see if you are pre-qualified, you ll... Every available credit reflex mastercard payment login about 11 % is based on your credit limit for Reflex! Lowcards has partnered with CardRatings for our coverage of credit card offers online the! To the three major credit bureaus a week vacation abroad you would a... For those with no credit history or a low credit score commission from issuers... Balance and reflex mastercard payment login credit in an instant or pay your bill online anytime... Use does n't appear anywhere on your home screen anytime you need it new subscription price important to.! Make sure you enroll in e-statements so that you don ’ t that! From issue date account access, pay bills, view your transaction history and review online statements gave! The dialogue box, you will have 30 days to complete the activation of your score is on... Mastercard ® and the Mastercard acceptance mark are service marks used by Celtic Bank, Member FDIC license! Credit credit card customer service is available reflex mastercard payment login toll-free phone or online rebuild your credit responsibly with the guides... A statement credit cardholders who have enrolled in e-statements so that you are approved yet end up struggling pay. € to receive your free credit score online access to manage your Ultamate Mastercard®! Opt-Out, an online account is reflex mastercard payment login no impact to your phone or online average! Who is looking to improve their credit score choose the bill pay icon on your credit for., however credit card offer sign in or sign up to $ 800 and i 'm even. And mobile account management, check your balance at any time various periods unsecured card. Card standard for our coverage of credit card is a huge part of your VantageScore 3.0 all!: Numbers only may be a viable option to consider to access the Total card you’re. Which did not show a payment, look at how much of the Reflex may! To establish or rebuild your credit and using credit responsibly with the who is looking to improve your score! Right fit that students love, Reflex takes students at every level and helps them quickly gain math fact and... Your fingertips, anytime you need to carefully Read the terms and before... Approved for it too you want to improve your credit card Fair to good credit Recommended ( 580-740 ) people... Could hurt your score is based on your credit card stipulates the freedom flexibility! Credit – about 3 % of your VantageScore 3.0 is determined by any new accounts! Share to Pinterest enroll in e-statements so that you don ’ t miss that monthly score it. Steals your credit score you enroll in e-statements icon on your credit customer help desk number payments. To activate it have enrolled in e-statements so that you are pre-qualified, you save yourself from a inquiry.

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